![\"patient](\"https:\/\/www.cfad.net\/blog\/wp-content\/uploads\/2018\/02\/AdobeStock_53662112-300x201.jpeg\")
<\/a>Fact \u2013 the standard $1000 per year maximum benefits has been the same since 1976.<\/p>\n<\/a>Fact \u2013 the standard $1000 per year maximum benefits has been the same since 1976.<\/p>\n
Fact \u2013 Insurance companies have free reign to make up their own usual& customary rates for every procedure loosely based off the zip code where you see your dentist.\u00a0 These rates vary greatly and are often much lower than the normal fees of ANY treating dentist in the area. \u00a0We have seen cleanings been covered from $30-100.\u00a0 The amount covered is distinct to your specific plan.<\/p>\n
Fact \u2013 Dental insurance is a BENEFIT from your employer, retirement plan, or a plan you purchase for yourself.\u00a0 If you do not use the plan by going to the dentist, you are essentially throwing money away.\u00a0 At the very least you should see the dentist and hygienist for two preventative cleaning visits per year.
\n<\/p>\n
Hidden benefits that you can also redeem at your visits include: fluoride treatments, adult sealants, occlusal guards, additional cleanings, and adult orthodontic coverage.\u00a0 Make sure to ask what extras your plan may allow. Employers are always trying to save money, and to do that they are changing dental insurance carriers and plans more often.\u00a0 In the past ten years the trend is to offer lower paying dental plans.\u00a0 Too often we see patients try to delay treatment only to discover that their employer has switched to a lower paying plan.\u00a0 The lesson to be learned is that what you put off today may be more costly tomorrow.<\/p>\n
To ensure a smooth transition you should include completing all necessary dental treatment in the years proceeding this life change.\u00a0 Plan to see Dr. Hornstein and have a comprehensive oral evaluation.\u00a0 This way you can foresee any treatment that should be completed while you still have insurance and an income from your employer.\u00a0 Remember that dental insurances have a yearly maximum they will pay for services, so allowing yourself a couple of years will ensure you have adequate benefits should you require extensive treatment.<\/p>\n
One of the positive changes we have seen with insurance coverage is the addition of adult orthodontic coverage.\u00a0 The importance of properly aligned teeth beyond esthetics has become well known in dentistry, and therefore more adults are choosing to solve other dental conditions by straightening their teeth.\u00a0 Invisalign is a great choice for adults looking for a more convenient, and invisible option.\u00a0 Ask if your insurance plan has this added benefit.\u00a0 The additional coverage can range from $1000-2500 towards your treatment!<\/p>\n