Dental Insurance – Facts and Tips on how to best use it

November 1, 2017

patient filling out insurance claim formFact – the standard $1000 per year maximum benefits has been the same since 1976.

Fact – Insurance companies have free reign to make up their own usual& customary rates for every procedure loosely based off the zip code where you see your dentist.  These rates vary greatly and are often much lower than the normal fees of ANY treating dentist in the area.  We have seen cleanings been covered from $30-100.  The amount covered is distinct to your specific plan.

Fact – Dental insurance is a BENEFIT from your employer, retirement plan, or a plan you purchase for yourself.  If you do not use the plan by going to the dentist, you are essentially throwing money away.  At the very least you should see the dentist and hygienist for two preventative cleaning visits per year.
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